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We have been changing the Fintech landscape in Colombia .
trends associated with Fintech . Still , if I had to choose the top five , I would stick with Blockchain , Artificial Intelligence and Machine Learning , platforms such as Fintech-as-a-Service and Banking-as-a-Service , Open Banking and Innovation in Digital Payments .
How do you deal with stress and relax outside of the office ?
My passion for technology helps me with long hours , day after day . However , I like to read , walk my dogs and play tennis to keep me relaxed .
If you could go back and change one career decision , what would it be ?
I always wanted to work on technical innovation and at MOVii I have felt empowered to do so . I am living my dream . I am working closely with other areas of strategy and decision making , and I am also very excited about launching some of our new products , such as Crypto and Acquisition . In that sense , I would not want to change anything because I feel that every step I have taken in my career has led me to be where I am .
What do you currently identify as the top investment areas in your industry ?
There are many Fintech areas where investment is needed . The most relevant are AI and Machine Learning , cross border payments , RegTech ( improving regulatory compliance ), Blockchain and security .
What are the specific challenges of the region when implementing new technologies in Latin America ?
Thanks to the innovative technology of Fintech , Latin America has achieved significant advances in recent years in terms of Financial Inclusion , especially in the segment of the population neglected by traditional financial institutions . Fintech companies are subject to many strict regulations , and because of this , it becomes a bit more challenging to deliver a truly innovative product to the user .
Consequently , the solution designed for our consumers must solve their problems and comply with the letter of the country ’ s regulations . One option could be creating temporary test benches by regulators so that Fintech companies could launch innovative products in a
controlled environment and evaluate results .
What changes have you seen in your job role in the last year , and how do you think they will develop in the next 12 months ?
Due to the pandemic in the last 18 months , we took a 100 % remote work approach and found that it has positively affected productivity . I think COVID forced all organizations to advance Digital Transformation plans for a few years , which is pretty good .
What advice would you give someone aspiring to a C-level position in your industry ?
The C-level positions determine an organization ’ s focus ; they are the leaders who serve as an example to all others . Oftentimes , it will require immediate decision making that affects your work or that of your team . Being a C-level person means that your state of mind , actions and words carry much more weight . Regardless of the situation , it would be best to always act with consideration and respect since attitude and communication are as important as everything else . p
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